How To Create A Venmo Account? [Guide 2022]

Venmo LLC is a subsidiary of PayPal. Venmo is an online mobile payment service in which users can transfer money to each other’s accounts using the Venmo mobile application. Still, the sender and receiver must be from the exact location (inside the United States). Venmo requires you to create an account before you can make a transaction.

You must download the mobile application on your device in order to create a Venmo account. To set up an account on Venmo, you have to follow the long process of creating an account. You can create an account after downloading the mobile application on your device.

In this article, we will guide you step by step on how to set up your Venmo account if you are a new Venmo user. But first, let’s talk about Venmo and how it works. Read on to learn more.

What is a Venmo, and how does it work?

Venmo is a PayPal subsidiary developed by Venmo LLC and founded in 2009. Venmo is a mobile payment service for transferring funds within the United States. Its headquarters are located in New York. If you have an Android or iOS device, you can use Venmo; however, the app is unavailable for Windows. You can get the app from your device’s app store.

If you want to use Venmo payment, you must download the mobile application. As soon as you download the application, you can create a Venmo account. After creating an account, you can add any United States bank account to make a transfer and payment.

If you haven’t created a Venmo account yet, below, you can find a complete guide on creating and setting up a Venmo account.

How To Create Venmo Account?

Note: Venmo does not have a mobile application for Windows Phone yet, but you can download it from the related store if you have an Android or iOS device.

Below are the steps to create an account on Venmo if you are new or do not know how to do so. Follow the steps mentioned below.

Download the Venmo application from the store

  • Firstly, download the Venmo app from your device store.
  • You can download Venmo from the Google Play Store if you have an Android device.
  • If you are an iOS user, you can download the Venmo app from the App Store.

Open the Venmo Application

After you have successfully downloaded Venmo, open the app on your device.

You can either tap the Open button in the store or on the Venmo logo in the downloaded application to open the app on your device.

Click on Sign Up with Email

You will see the dashboard (Home page) of the Venmo application after opening it.

Sign up with Facebook and Sign up with Email are now available at the bottom of the home page. You may choose any method to sign up, but let’s choose Email. Click on Sign up with Email.

Now that you have chosen to Sign up with Email, you will see the information form. Fill out the form to create an account on Venmo.

Enter your First Name and Last Name

  • On the Sign Up page, enter your first name and last name.
  • Ensure that you enter both your first and last name correctly because you will need to change your username later.

Enter Verified Email Address

  • After entering your first and last name, tap the Email address text field and enter your verified email address.
  • You must have access to the email you entered. Otherwise, you will not be able to verify your Venmo account.

Choose A Strong Password

Next, click on Password and type a strong password. Make sure your Password contains one capital character, one unique character, a number, and a symbol.

Tap on the Next Button

  • Check the information you have entered after entering the first name, last name, email address, and Password.
  • Then, tap on Next to continue.

Read and tap Agree Terms and Conditions policy

  • Next, you will see the terms and conditions. Make sure you read them once before you agree.
  • After reading the policy, click on the Agree button to continue creating an account.

Enter your Phone number

  • You will now be asked to enter your phone number. Tap on the text field for Phone Number and type in your phone number.
  • If you enter the wrong number, you won’t be able to receive a code to create an account.

Tap the Submit button

Once you have entered the correct phone number, click on the Submit button to continue.

Type 4-digit Code

A 4-digit code will be sent to your cellphone now. You can copy the code or memorize the Venmo code and enter the 4 digit passcode in the field that appears when you enter the code sent to your phone.

Tap Submit Code

  • Once you have entered the 4-digit code, tap the Submit Code button to create an account.
  • After creating a Venmo account, you still need to set up your account, so follow these steps to finish.

Enter your Username

Under Profile, enter your username to let people know that it’s you paying.

In the text field, enter your username. Make sure that your username is similar to your name and last name so that your friend can easily recognize you.

Tap Next Button

Tap the Next button once you have entered the username allowed by Venmo.

Again tap the Next button.

  • As a result, you will be able to find your friends quickly.
  • To continue, tap the Next button.

Follow the instructions on the screen to customize the settings

After that, you’ll see the Payment settings and settings. You can now change the payment settings by reading the settings below and following the on-screen instructions.

Tap on the Done button

Then, tap the Done button in the top right corner of your device screen after you’ve modified/customized the payment settings.

Allow Notification

You can tap on the Allow notifications button if you want to get a head-up on everything Venmo related, or you can tap on the Now link below “Allow Notifications,” or you can tap on the cross (x) icon from the top right corner to skip the notification setting.

Allow Device location

Afterwards, you will see a pop-up asking if you wish Venmo to access your device’s location,” tap on the ALLOW or DENY button as your wish. If you deny access, you will see some problems while making the transaction, so make sure you allow it.


After following all the steps, you have successfully created and set up your account. Now, you can enjoy using your Venmo account.


Venmo is an online mobile payment platform that enables you to transfer money to your friends in small amounts. If you are new to Venmo or don’t know how to set up a Venmo account, then worry not because following the steps above, you can easily set up an account on Venmo.

I hope that you will be able to set up a Venmo account. If you have any difficulties or problems, please let us know in the comment section. Thanks for reading!

Frequently Asked Questions

Do you need a bank account for Venmo?

Yes, you need a bank account to make a transaction on Venmo. When you connect your bank account to Venmo, you can make purchases online, pay your bills, and transfer funds.

If you want to use the payment features, you must connect a bank account on Venmo.

Venmo can be used outside the U.S.?

Venmo is currently only available in the United States. Hopefully, their international platform will be available soon.

Does Venmo charge a fee?

When it comes to basic services like sending and receiving money, Venmo will not charge a fee. There are no annual or monthly fees either. Only some premium features are charged.

Learn more about Venmo Fees

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