How to Apply for Belk Credit Card – Ultimate Guide 2021

Belk is a popular department store known for its wide variety of items, from apparel to home goods. In addition to the excellent products they offer, Belk also offers a credit card that can make your shopping experience even better. If you’re a Belk shopper, you may be interested in applying for the Belk credit card.

This article will give you all the information you need about the Belk credit card and how to apply for it.

What are the requirements for getting a Belk credit card?

You must be 18 years or older to apply for the Belk credit card. Customers under 21 must either have an income of $2,000 per month or provide parental permission.

You must also be an existing Belk customer. You can apply for the Belk credit card in-store or online if you are not.

If your application is approved, you will collect your credit card within 7 to 10 business days of approval.

Once you receive your Belk credit card, be sure to activate it. To do so, call the activation number on the back of your card.

Belk Credit Card

How do I apply for the Belk credit card?

You must be 18 years of age and a Belk shopper to apply.

  • Belk Credit Card Application Process, The first step to the application process is to visit and click on “Apply Now” in the top right corner of your screen. A drop-down list will appear with options for credit cards, which you can then select.
  • You will next be asked to give personal information, such as your name, address, and Social Security number. You will also be required to provide employment and financial information.
  • Once you have filled out the application, click on “Submit.” Your application will be examined, and you will be informed of the decision within minutes.

The Belk credit card application process is simple and takes just a few minutes to complete. You can apply online or in-store, and you will receive a decision within minutes.

Another Way To Apply For Belk Credit Card

In addition to the online application, you can also apply for a Belk credit card in-store. To do so, visit your nearest Belk store and ask a sales associate for an application. The associate will help you fill out the application and submit it for approval.

Belk Credit Card Benefits

When you apply for the Belk credit card, you will be given various benefits that do shopping at Belk even easier. The main benefit is earning rewards on purchases made with your credit card. You’ll earn 5 points for every $1 spent in Belk stores and 1 point for every $1 spent anywhere else.

These points can be used to increase your savings when shopping at Belk or anywhere else, as points are worth 1¢ each, and you get a 5% discount off eligible items purchased with your card. Additional benefits include:

  • No annual fee
  • Special discounted pricing on Belk merchandise
  • Fraud protection
  • 24/7 U.S.-based customer service
  • Zero liability policy

The Belk credit card offers a variety of benefits that you can take advantage of when shopping at Belk or anywhere else.

Customer Service

If you have any questions about your Belk credit card or need help with anything related to your account, you can call customer service at 1-855-235-7587. Representatives are available 24 hours a day, 7 days a week, to help you with any issue.


The Belk credit card is a great way to get the most out of your shopping experience. You can earn rewards on every purchase you make and take advantage of special discounts and benefits. If you have any issues or need help with your account, customer service is available 24/7 to assist you. Apply for a Belk credit card today to get started.

FAQs – Belk Credit Card

How long does it take to receive my Belk credit card?

If your application is confirmed, you will receive your credit card within 7 to 10 business days of approval.

What is the Belk credit card activation number?

The activation number for the Belk credit card is 1-855-235-7587.

How do I use my Belk credit card rewards?

Your Belk credit card rewards can be used to get a 5% discount on eligible items purchased with your card. Points are worth 1¢ each.

Can I use my Belk credit card at other stores?

Yes, you can use your Belk credit card at any store that accepts Visa.

Can I use my Belk credit card to get cashback?

No, the Belk credit card cannot be used for cash advances.

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